Market Value Adjustment (MVA) rates

Annuities are long-term, tax-deferred vehicles designed for retirement. Earnings are taxable as ordinary income when distributed. Individuals may be subject to a 10% additional tax for withdrawals before age 59½ unless an exception to the tax is met.

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For Fixed Index Annuities:

Fixed index annuities are also known as fixed annuities with index-linked interest.

Fixed index annuities (contract numbers ICC19 FIA260, ICC20FIA260-CB2, FIA260, FIA260-CB2, FIA265, FIA265-FB2, ICC19 FIA265, ICC20 FIA265-FB2) are issued by Jackson National Life Insurance Company (Home Office: Lansing, Michigan) and are distributed by Jackson National Life Distributors LLC, member FINRA. These products are fixed annuities that do not participate in any stock or equity investments and have limitations and restrictions, including market value adjustment (MVA) and withdrawal charges, if applicable. MVA may not be applicable in all states. During the Indexed Option Period the annuity’s cash withdrawal value may be less than the initial premium. Premium Payments are flexible in the first Contract Year only, subject to Contract minimums and maximums. Subsequent Premiums will remain in a Fixed Account Option until the first Indexed Option Anniversary. No Premium Payments will be accepted after the first Contract Anniversary. Jackson issues other annuities with similar features, benefits, limitations, and charges. Discuss them with your financial professional or contact Jackson for more information.

The design of this annuity contract emphasizes the protection of credited interest rather than the maximization of interest rate crediting. Jackson issues other annuities with similar features, benefits, limitations, minimum Caps/Rates and charges. Similar products with different features, limitations and with either higher or lower Caps/Rates may be available through other broker-dealers. Fixed annuities with index-linked interest may not be suitable for everyone.

For Registered Index-Linked Annuities:

This material is authorized for use only when preceded or accompanied by the current contract prospectus.  Before investing, investors should carefully consider the investment objectives and risks of the registered index-linked annuity.  This and other important information is contained in the current contract prospectus at Jackson.com/ProspectusJMLPA for the Jackson Market Link Pro Advisory prospectus, or Jackson.com/ProspectusJMLPA2 for the Jackson Market Link Pro Advisory II prospectus.

A market value adjustment (MVA) will be applied to certain amounts withdrawn or annuitized during the first six contract years.  The MVA may result in an increase or decrease to amounts removed from the contract. Withdrawals before the end of a term are subject to an interim value adjustment.  The interim value adjustment may have a positive or negative impact on the contract value at the end of the term which may be significant.

Registered index-linked annuities (contract form numbers RILA285, RILA285-FB1, RILA287, RILA287-FB1, RILA295, RILA295-FB1, RILA297, RILA297-FB1) are issued by Jackson National Life Insurance Company (Home Office: Lansing, Michigan) and distributed by Jackson National Life Distributors LLC, member FINRA. May not be available in all states and state variations may apply. These products have limitations and restrictions, including withdrawal charges or market value adjustments. Jackson issues other annuities with similar features, benefits, limitations, and charges. Discuss them with your financial professional or contact Jackson for more information.

Jackson^® is the marketing name for Jackson Financial Inc., Jackson National Life Insurance Company^®.

Firm and state variations may apply. Additionally, products may not be available in all states.