It seems like volatility in the market has increased exponentially since the global pandemic. So, if you’re near retirement or have recently entered into it, the ups and downs probably make you nervous.
We understand, and you’re not alone. Here at Jackson, we’ve compiled our best resources around creating a financial plan that emphasizes protecting what you have against market volatility. Our goal is to help you get the stability you deserve.
Here are some of the factors that can cause volatility and some potential options for managing the risks associated with market ups and downs.
Prioritize your growth opportunities while limiting the amount of loss you're willing to take on. Choose from multiple index options, protection levels, and other ways to achieve potential growth.
Financial planning is crucial, but where should you begin? You can start right here with our six-step retirement checklist.
Just how – and how badly – can inflation spoil a comfortable retirement? Here's why inflation is a threat to retirees and what you can do to manage the risks.
If you own a home or are thinking of buying one, read our take on how housing market volatility can affect your decisions - and whether you should stay on your financial course or plot a different direction.
Take inventory with an interactive tool designed to give you insight into the impact that stress can have on your retirement.
Follow an interactive assessment and discover ways to connect your interests and hobbies to new activities in retirement.
Learn how to avoid potential threats to your financial security and determine if your plan is ready to support the retirement you deserve.
Annuities are long-term, tax-deferred vehicles designed for retirement and are insurance contracts. Variable annuities and registered index-linked annuities involve investment risks and may lose value. Earnings are taxable as ordinary income when distributed. Individuals may be subject to a 10% additional tax for withdrawals before age 59½ unless an exception to the tax is met. Add-on living benefits are available for an extra charge in addition to the ongoing fees and expenses of the variable annuity and may be subject to conditions and limitations. There is no guarantee that a variable annuity with an add-on living benefit will provide sufficient supplemental retirement income.
You don’t need to expose yourself to potential market loss during these crucial years. We have some annuities that can help keep your nest egg safe from market fluctuations.
Planning for retirement is a journey. Learn about the other common pain points that investors are concerned about as they plan for retirement and the strategies that can help you feel prepared.
Before investing, investors should carefully consider the investment objectives, risks, charges, and expenses of the variable annuity and its underlying investment options. The current contract prospectus and underlying fund prospectuses provide this and other important information. Please contact your financial professional or the Company to obtain the prospectuses. Please read the prospectuses carefully before investing or sending money.
Jackson, its distributors, and their respective representatives do not provide tax, accounting, or legal advice. Any tax statements contained herein were not intended or written to be used and cannot be used for the purpose of avoiding U.S. federal, state, or local tax penalties. Tax laws are complicated and subject to change. Tax results may depend on each taxpayer’s individual set of facts and circumstances. You should rely on your own independent advisors as to any tax, accounting, or legal statements made herein.
Annuities are issued by Jackson National Life Insurance Company (Home Office: Lansing, Michigan) and in New York, by Jackson National Life Insurance Company of New York (Home Office: Purchase, New York). Variable annuities are distributed by Jackson National Life Distributors LLC, member FINRA. These products have limitations and restrictions. Contact Jackson for more information.
Jackson® is the marketing name for Jackson Financial Inc., Jackson National Life Insurance Company®, and Jackson National Life Insurance Company of New York®.