Elite Access Suite

CNV26606 11/25

Overview
CNV26607 11/25

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CNV26608 11/25

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Plan for future generations

These variable annuities offer flexibility to help you manage market shifts and plan your legacy.

Product highlights

You need a financial plan that anticipates some of the hardships you could face in your next chapter. Explore some of the advantages that Elite Access Suite offers to help you address these factors head on.

Tax advantages

Manage taxation to keep more of what you earn

Investments

Adapt your portfolio for different market cycles

Legacy and estate planning

Leave a lasting impression for future generations

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See how our Elite Access Suite of variable
annuities stacks up against our other annuity
products.

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How tax deferral^* may help maximize your investment potential

Shelter

Keep more of your money working for you when you place tax-inefficient assets into a tax-advantaged account.

Trade

Select up to a maximum of 99 investments,^† and investment allocations can be changed up to 25 times each contract year without ransfer fees or tax implications.

Rebalance

Keep your portfolio on track via automatic rebalancing with no immediate tax implications. What's more, automatic rebalancing does not count against permitted transfers or create taxable events.

Explore tax deferral resources

Staying invested to pursue your financial goals

Pursue growth and protection with Principal Guard

Principal Guard is an add-on guaranteed minimum accumulation benefit (GMAB)—available for an extra charge—that allows you to pursue growth while protecting your investment within a selected term.^‡

Our Elite Access Advisory II^® annuity is fee-friendly, which allows for an advisory fee to be taken from the contract, even with the addition of a GMAB, without negatively impacting the benefit.

LEARN MORE - 7 YEAR GMAB

LEARN MORE - 10 YEAR GMAB

Investment guide

Jackson Investment Freedom gives you the power to decide how much risk to take on and which types of investments to hold.

Invest your way

Investment partners

Our variable annuities offer a range of investment options so you can build a portfolio tailored to your unique goals.

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Performance in action

See how Jackson's performance and Morningstar analytics can help you stay informed and confident in your investing decisions.

Track investment performance

Create a lasting legacy

Control payouts to heirs

Jackson offers the freedom to:

Distribute your wealth to the next generation
Customize for each beneficiary
Pass along the benefits of tax deferral
Help your loved ones avoid the expense and frustration of probate

A worthy choice for trusts^§

Trust income becomes subject to relatively steep tax rates at a fairly low threshold. Elite Access Suite variable annuities offer advantages such as:

The power of tax deferral
Control over recognition and taxation of income
Investment choice and flexibility without additional transaction costs

Explore legacy planning resources

^*Tax deferral offers no additional value if an IRA or a qualified plan, such as a 401(k), is used to fund an annuity and may be found at a lower cost in other investment products. It also may not be available if the annuity is owned by a legal entity such as a corporation or certain types of trusts.

^†Select up to a maximum of 99 investments and adjust options or allocations up to 25 times each contract year without transfer fees. To prevent abusive trading practices, Jackson restricts the frequency of transfers among Variable Investment Options, including trading out of and back into the same subaccount within a 15-day period.

^‡At the end of the guarantee term, the benefit will terminate unless a new term has been selected, if available.

^§The IRS issued a private letter ruling (PLR) holding that a non-grantor trust cannot use the IRC 72(q) exceptions for the (1) reaching age of 59½, (2) disability, or (3) substantially equal periodic payments. The ruling recognized a non-grantor trust may use the IRC 72(q) exception for death. (See PRL 202031008.)

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Product type:	Product name:	Features:
Fixed annuity	Jackson RateProtector^®	Built for capital preservation with fixed growth Principal protection Guaranteed^* growth Standard death benefit
Fixed index annuities	Jackson Income Assurance^℠ Suite	Built for capital preservation with income opportunities Index-linked Limited upside participation Embedded living benefit with guaranteed^* lifetime income^†
Fixed index annuities	MarketProtector^® Suite	Built for capital preservation with upside growth potential Index-linked Limited upside participation Full downside protection Standard death benefit Guaranteed lifetime income is available
Registered index-linked annuity	Jackson Market Link Pro^® Suite	Built for growth and protection opportunities Index-linked Upside participation Downside protection options Standard death benefit based on issue age Guaranteed lifetime income is available
Variable annuities	Perspective Family Elite Access Suite^®	Built for income, legacy benefits and unlimited growth potential Individual investments Model investments No investment restrictions^‡ Guaranteed contract accumulation is available Enhanced death benefits are available

^*Guarantees are backed by the claims-paying ability of Jackson National Life Insurance Company.

^†Lifetime income of the add-on benefit becomes effective at issue if the designated life is age 59½ at issue, or upon the contract anniversary following designated life's 59½ birthday, provided the contract value is greater than zero and has not been annuitized. For the embedded living benefit, the for life guarantee becomes effective on the issue date of the contract.

^‡Select up to 99 investments and adjust options or allocations up to 25 times each contract year without transfer fees. To prevent abusive trading practices, Jackson restricts the frequency of transfers among variable investment options including trading out of and back into the same subaccount within a 15-day period.

Annuities are long-term, tax-deferred vehicles designed for retirement. Variable annuities and registered index-linked annuities involve investment risks and may lose value. Earnings are taxable as ordinary income when distributed. Individuals may be subject to a 10% additional tax for withdrawals before age 59½ unless an exception to the tax is met. Add-on benefits are available for an extra charge in addition to the ongoing fees and expenses of the annuity and may be subject to conditions and limitations.

What is a variable annuity?

Variable annuities are long-term, tax-deferred investments designed for retirement, involve investment risks and may lose value. Earnings are taxable as ordinary income when distributed. Individuals may be subject to a 10% additional tax for withdrawals before age 59½ unless an exception to the tax is met. Add-on benefits are available for an extra charge in addition to the ongoing fees and expenses of the variable annuity. There is no guarantee that a variable annuity with an add-on living benefit will provide sufficient retirement income.

All other states
New York only

Before investing, investors should carefully consider the investment objectives, risks, charges, and expenses of the variable annuity and its underlying investment options. The current contract prospectus and underlying fund prospectuses provide this and other important information. Please contact your financial professional or the Company to obtain the prospectuses. Please read the prospectuses carefully before investing or sending money.

Jackson, its distributors, and their respective representatives do not provide tax, accounting, or legal advice. Any tax statements contained herein were not intended or written to be used and cannot be used for the purpose of avoiding U.S. federal, state, or local tax penalties. Tax laws are complicated and subject to change. Tax results may depend on each taxpayer's individual set of facts and circumstances. Clients should rely on their own independent advisors as to any tax, accounting, or legal statements made herein.

Guarantees are backed by the claims-paying ability of Jackson National Life Insurance Company or Jackson National Life Insurance Company of New York and do not apply to the principal amount or investment performance of a variable annuity’s separate account or its underlying investments. They are not backed by the broker/dealer from which this annuity contract is purchased, by the insurance agency from which this annuity contract is purchased, or any affiliates of those entities, and none makes any representations or guarantees regarding the claims-paying ability of Jackson National Life Insurance Company or Jackson National Life Insurance Company of New York.

The latest maturity date or income date allowed under an annuity contract is age 95, which is the required age to annuitize or take a lump sum. Please see the prospectus for important information regarding the annuitization of a variable annuity contract.

Important variable annuity disclosure:

Perspective Family (contract form numbers VA775, VA775-CB1, ICC18 VA775, ICC18 VA775-CB1, VA790, VA790-FB1, ICC17 VA790, ICC17 VA790-FB1, ICC18 VA775-RLC, VA775-RLC) is issued by Jackson National Life Insurance Company^® (Home Office: Lansing, Michigan) and in New York (contract form numbers VA775NY, VA775NY-CB1, VA790NY, VA790NY-FB1) by Jackson National Life Insurance Company of New York (Home Office: Purchase, New York). Annuities are distributed by Jackson National Life Distributors LLC, member FINRA. These contracts have limitations and restrictions. Jackson issues other annuities with similar features, benefits, limitations, and charges. Discuss them with your clients or contact Jackson for more information.

Elite Access Suite^® (contract form numbers VA670, VA670-CB1, ICC19 VA670, ICC19 VA670-CB1, VA680, VA680-CB1, ICC19 VA680, ICC19 VA680-CB1, VA785, VA785-FB1, ICC18 VA785, ICC18 VA785-FB1) is issued by Jackson National Life Insurance Company^® (Home Office: Lansing, Michigan) and in New York (contract form numbers VA670NY, VA670NY-CB1, VA785NY, VA785NY-FB1) by Jackson National Life Insurance Company of New York (Home Office: Purchase, New York). Variable annuities are distributed by Jackson National Life Distributors LLC, member FINRA. These products have limitations and restrictions. Jackson issues other variable annuities with similar features, benefits, limitations, and charges. Discuss them with your clients or contact Jackson for more information.

Important registered index-linked annuity disclosure:

This material is authorized for use only when preceded or accompanied by the current contract prospectus. Before investing, investors should carefully consider the investment objectives and risks of the registered index-linked annuity. This and other important information is contained in the current contract prospectus at Jackson.com/ProspectusJMLP2NY for the Jackson Market Link Pro II (New York) prospectus, Jackson.com/ProspectusJMLP3 for the Jackson Market Link Pro III prospectus, Jackson.com/ProspectusJMLPA2NY for the Jackson Market Link Pro Advisory II (New York) prospectus, or Jackson.com/ProspectusJMLPA3 for the Jackson Market Link Pro Advisory III prospectus.

Jackson Market Link Pro III and Jackson Market Link Pro Advisory III are not available in New York.

Jackson Market Link Pro^® Suite (contract form numbers ICC24 RILA300, ICC24 RILA300-CB1, ICC24 RILA302, ICC24 RILA302-CB1, ICC24 RILA305, ICC24 RILA305-FB1, ICC24 RILA307, ICC24 RILA307-FB1) are issued by Jackson National Life Insurance Company^® (Home Office: Lansing, Michigan) and distributed by Jackson National Life Distributors LLC, member FINRA. May not be available in all states and state variations may apply. These products have limitations and restrictions, including withdrawal charges or market value adjustments. Jackson issues other annuities with similar features, benefits, limitations, and charges. Discuss them with your clients or contact Jackson for more information.

Important fixed index annuity disclosure:

Fixed index annuities are also referred to as fixed annuities with index-linked interest in the contract.

Fixed index annuities are not available in New York.

Indexes are unmanaged and unavailable for direct investment. The payment of dividends is not reflected in the index return.

MarketProtector^® Suite (contract form numbers FIA260, FIA260-CB1, FIA260-CB2, ICC19 FIA260, ICC19 FIA260-CB1, ICC20 FIA260-CB2, FIA265, FIA265-FB1, FIA265-FB2, ICC19 FIA265, ICC19 FIA265-FB1, ICC20 FIA265-FB2) is issued by Jackson National Life Insurance Company^® (Home Office: Lansing, Michigan) and is distributed by Jackson National Life Distributors LLC. These may not be available in all states, and state variations may apply. These products have limitations and restrictions. Discuss them with your clients or contact Jackson for more information. This product is a fixed annuity that does not participate in any stock or equity investments and has limitations and restrictions, including withdrawal charges and market value adjustment (may not be applicable in all states). During the indexed option period the annuity’s cash withdrawal value may be less than the initial premium. Additional premium is permitted in the first contract year. Premium payments are flexible in the first contract year only, subject to contract minimums and maximums. Subsequent premiums will remain in a fixed account option until the first indexed option anniversary. No premium payments will be accepted after the first contract anniversary.

Jackson Income Assurance^℠ Suite (contract form numbers FIA280, ICC25 FIA280, FIA280-CB1, ICC25 FIA280-CB1, FIA285, ICC25 FIA285, FIA285-FB1, ICC25 FIA285-FB1) is issued by Jackson National Life Insurance Company^® (Home Office: Lansing, Michigan) and is distributed by Jackson National Life Distributors LLC. These products are fixed annuities that do not participate in any stock or equity investments and have limitations and restrictions, including withdrawal charges and/or market value adjustments (may not be applicable in all states). During the withdrawal charge and/or market value adjustment period the annuity’s cash withdrawal value may be less than the initial premium. Additional premium is permitted in the first contract year. Premium payments are flexible in the first contract year only, subject to contract minimums and maximums. Subsequent premiums will remain in a fixed account until the first contract anniversary. No premium payments will be accepted after the first contract anniversary.

Important fixed annuity disclosure:

Jackson RateProtector^® individual single premium deferred fixed annuity with market value adjustment (contract form numbers ICC19 A520, ICC19 A520-CB1) is issued by Jackson National Life Insurance Company^® (Home Office: Lansing, Michigan) and in New York (contract form numbers A520NY, A520NY-CB1) by Jackson National Life Insurance Company of New York (Home Office: Purchase, New York). These products may not be available in all states and state variations may apply. These products have limitations and restrictions, including withdrawal charges and possible market value adjustments (MVA). MVA may not be applicable in all states. Jackson issues other annuities with similar features, benefits, limitations, and charges. Discuss them with your clients or contact Jackson for more information.

Jackson^® is the marketing name for Jackson Financial Inc., Jackson National Life Insurance Company^®, and Jackson National Life Insurance Company of New York^®.

Products and features may be limited by state availability, and/or your selling firm's policies and regulatory requirements (including standard of conduct rules).

Elite Access Suite^®

Plan for future generations

Product highlights

Compare our
annuities

The power of Elite Access Suite

How tax deferral^* may help maximize your investment potential

Staying invested to pursue your financial goals

Pursue growth and protection with Principal Guard

Create a lasting legacy

Explore our annuity lineup

What is a variable annuity?

RESOURCES

CONNECT

EXPLORE

Elite Access Suite®

Product highlights

Compare our annuities

The power of Elite Access Suite

How tax deferral* may help maximize your investment potential

Staying invested to pursue your financial goals

Pursue growth and protection with Principal Guard

Create a lasting legacy

Explore our annuity lineup

What is a variable annuity?

RESOURCES

CONNECT

EXPLORE

Elite Access Suite^®

Compare our
annuities

How tax deferral^* may help maximize your investment potential